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The Florida Medicaid Institutional Care Program (ICP nursing home benefits) imposes a three prong test in order to qualify for benefits. Each of these prongs have their own tests within their own right. The initial "test" is to determine whether or not the individual seeking Medicaid benefits requires the appropriate level of care in a skilled nursing facility. This test is referred to as a "CARES" Assessment. Assuming the person "passes" this test, the Agency will then look at the individual's income stream and asset levels.

Frequently Asked Question List

  • Doesn't Medicare Pay for Long-Term Care?

  • How do I protect my home?

  • What happens if I have too much income to qualify for Medicaid ($1,737 Gross per month) - But not enough to pay for the Nursing Home?

  • How do I protect my assets in case my spouse is in a nursing home and I die? How do I protect the$95,100 spousal allowance?

  • What assets are exempt?

  • What if I have little (or no) income and my spouse enters a nursing home? Do they count my income? Can I get some of my spouse's income diverted to me?

  • What's this I hear about a personal service contract?

  • What's this I hear about an immediate annuity?

  • How should I plan for my Individual Retirement Account(s) (IRAs) and Life Insurance Policies?

  • Should I purchase long-term care insurance for myself (and my spouse)?

  • How do I select a nursing home?

  • See also The Most Common Mistakes Made

      Get Help W/ Medicaid Planning  
         
     
    Medicaid ICP Program:

    Income Rules

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    Medicaid & the Homestead

    Crisis Planning

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    Common Mistakes

    2008 Medicaid Numbers

     
    Planning for Disability:

    Last Will & Testament

    Living Trusts & Medicaid

    Durable Power of Attorney

    Living Will

    Health Care Surrogate

    Annuities & Medicaid

    Long-Term Care Insurance

    Special Needs Trusts

     
     
     
     
         
     
         
     

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    Disclaimer: The information provided on FloridaMedicaid.com is not intended to be legal advice, but merely conveys general information related to legal issues commonly encountered. Your access to and use of this website is subject to additional Terms and Conditions. © 2005 Defined Benefits Group, LLC. All rights reserved.  Defined Benefits Group, LLC does not offer legal referrals (as defined in State Bar of Florida Pertaining to Lawyer Referral Services).